AI Development · FinTech & BFSI
AI Development for FinTech — Compliance-Aware AI Products
FinTech AI products live or die on auditability. We build fraud detection, KYC automation, credit-decision RAG and customer-support automation with full audit trails, calibrated outputs and human-in-the-loop where regulators expect it.
The problem
Most FinTech AI demos can't pass internal audit. RBI digital-lending guidelines require explainability for automated decisions; PCI-DSS scope shapes where AI can even see card data; KYC AI needs human-in-the-loop checks. We design for these from day one.
Our approach
Audit-trailed decisions
Every AI decision logs inputs, model version, prompt version, retrieved sources and confidence. Auditors get a clean answer to 'why did the system approve this?'
Human-in-the-loop for risk
Auto-approve below thresholds, route grey-zone decisions to human review, hard-reject above thresholds. Calibrated to your loss appetite.
Compliance-aware LLM provider choice
We map data-residency requirements and PCI-DSS scope to the right LLM providers — typically self-hosted models for high-sensitivity flows.
Features we routinely ship
- Fraud detection with explainability
- KYC automation with liveness + risk scoring
- Credit-decision RAG over policy docs
- Customer-support automation with handoff
- Document extraction (KYC docs, statements)
- Spend categorisation and analytics
- Wealth advice with disclaimers and audit
- Calibrated confidence and human override
- Audit-log of every decision
- Self-hosted model option for sensitive flows
Compliance considerations
Pricing and timeline
Price range
$30,000 – $120,000
USD, fixed-cost after written scope
Timeline
12 – 20 weeks
From scoping to production
FAQ
How long does ai development for FinTech & BFSI take?
12 – 20 weeks. We share a fixed timeline after a 30-minute scoping call.
How much does it cost?
Most engagements range from $30,000 to $120,000. Final fixed-cost quote is provided after written scope.
Have you shipped this combination before?
We have delivered targeted projects in this combination. Public case studies and references are available on a 30-minute call.
What compliance considerations apply?
Key considerations: RBI digital lending guidelines, PCI-DSS scope-aware design, Audit log immutability. We design for these from week one rather than retrofitting at audit time.
Building ai development for FinTech & BFSI?
Tell us your scope. We'll come back with a fixed-cost proposal and a delivery plan within 48 hours — staffed with engineers who ship this combination in production.
Get a proposal