AI Development · FinTech & BFSI
AI Development for FinTech — Compliance-Aware AI Products
FinTech AI products live or die on auditability. We build fraud detection, KYC automation, credit-decision RAG and customer-support automation with full audit trails, calibrated outputs and human-in-the-loop where regulators expect it.
The problem
Most FinTech AI demos can't pass internal audit. RBI digital-lending guidelines require explainability for automated decisions; PCI-DSS scope shapes where AI can even see card data; KYC AI needs human-in-the-loop checks. We design for these from day one.
Our approach
Audit-trailed decisions
Every AI decision logs inputs, model version, prompt version, retrieved sources and confidence. Auditors get a clean answer to 'why did the system approve this?'
Human-in-the-loop for risk
Auto-approve below thresholds, route grey-zone decisions to human review, hard-reject above thresholds. Calibrated to your loss appetite.
Compliance-aware LLM provider choice
We map data-residency requirements and PCI-DSS scope to the right LLM providers — typically self-hosted models for high-sensitivity flows.
Features we routinely ship
- Fraud detection with explainability
- KYC automation with liveness + risk scoring
- Credit-decision RAG over policy docs
- Customer-support automation with handoff
- Document extraction (KYC docs, statements)
- Spend categorisation and analytics
- Wealth advice with disclaimers and audit
- Calibrated confidence and human override
- Audit-log of every decision
- Self-hosted model option for sensitive flows
Compliance considerations
Pricing and timeline
What it costs
Quoted in 48 hours
Itemised and fixed against a written scope, after one 30-minute call
Timeline
12 – 20 weeks
From scoping to production
FAQ
How long does ai development for FinTech & BFSI take?
12 – 20 weeks. We share a fixed timeline after a 30-minute scoping call.
How much does it cost?
It depends on how many user roles the system needs, how many of your existing systems it has to integrate with, and whether existing data has to be migrated. We work that out on a 30-minute call and send an itemised fixed quote within 48 hours.
Have you shipped this combination before?
We have delivered targeted projects in this combination. Public case studies and references are available on a 30-minute call.
What compliance considerations apply?
Key considerations: RBI digital lending guidelines, PCI-DSS scope-aware design, Audit log immutability. We design for these from week one rather than retrofitting at audit time.
Building ai development for FinTech & BFSI?
Tell us your scope. We'll come back with a fixed-cost proposal and a delivery plan within 48 hours — staffed with engineers who ship this combination in production.
Get a proposal